Privacy policy.

Effective date: May 16, 2026

Introduction

Powerhouse Funding ("Powerhouse Funding", "we", "us", or "our") respects your privacy. This Privacy Policy explains what information we collect when you use our website at powerhousefunding.com or interact with us by phone, email, text, or through our application and contact forms, how we use that information, and the choices you have.

By using our website or submitting information to us, you agree to the practices described in this Policy. If you do not agree, please do not use our website or submit information to us.

Information we collect

Information you submit directly. When you complete our application, submit our contact form, request a quote, call us, or email us, we collect the information you provide. This typically includes your name, business name, business email, business phone number, the type and amount of financing you are interested in, and any details you choose to share about your business and its operations.

Information collected automatically. When you visit our website, we and our service providers may automatically collect technical information such as IP address, device type, browser type and version, operating system, the pages you view, the date and time of your visit, and the referring URL. We use cookies and similar technologies to support core site functionality and to understand how the site is used.

Information from credit bureaus and bank-data providers. As part of underwriting, we may obtain consumer and business credit reports, bank-transaction data (with your authorization), tax records, and similar information used in commercial financing decisions.

Personal information of owners and guarantors. While our financing products are commercial, we collect and use personal information about you as an owner, guarantor, signatory, or applicant on a business loan or financing facility. Categories of personal information we collect may include your name, contact information, Social Security number, date of birth, driver license or other government-issued identification, personal credit history, and information you provide about your personal financial position.

How we use information

We use the information we collect to respond to your inquiry, to underwrite the financing you have asked about, to communicate with you about your application and our services, to maintain and improve our website, to comply with legal obligations including anti-money-laundering and beneficial-ownership rules, and to detect and prevent fraud or abuse.

We will only contact you in ways you would reasonably expect given your inquiry. We do not sell your personal information to unrelated third parties for their own marketing purposes.

We treat your personal information consistent with the principles of the Gramm-Leach-Bliley Act and the FTC's Privacy of Consumer Financial Information rule.

How we share information

Service providers. We share information with vendors who help us operate our business, such as hosting providers, email and SMS providers, customer relationship management tools, credit bureaus and bank-data providers used in underwriting, document signing platforms, and analytics providers. These vendors are contractually obligated to use your information only to provide services to us.

Co-lenders, participants, and assignees. From time to time we may share loan-related information with co-lenders, loan participants, assignees, or capital partners as part of how Powerhouse Funding finances and services its loans.

Legal and safety. We may disclose information when required by law, regulation, court order, or government request, or when we believe disclosure is necessary to protect our rights, the safety of any person, or the integrity of our services.

Business transfers. If we are involved in a merger, acquisition, financing, or sale of assets, your information may be transferred as part of that transaction.

Mobile opt-in data. Mobile opt-in data and consent are not shared with any third parties or affiliates for marketing or promotional purposes.

Your choices and rights

You can opt out of marketing communications at any time by following the unsubscribe instructions in any marketing email, by replying STOP to an SMS message, or by contacting us. You can request access, correction, or deletion of your personal information by contacting us at the email address below. Depending on where you live, you may have additional rights under applicable law.

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including the right to know what personal information we have collected about you, the right to delete personal information we hold, the right to correct inaccurate personal information, the right to opt out of the sale or sharing of personal information, the right to limit the use and disclosure of sensitive personal information, and the right not to be discriminated against for exercising your rights. Powerhouse Funding does not sell personal information for monetary consideration, and we do not share personal information for cross-context behavioral advertising. To exercise any of your California privacy rights, send your request to hello@powerhousefunding.com. We will verify your identity before responding. You may also designate an authorized agent to make a request on your behalf.

Residents of other states with comprehensive privacy laws — including Colorado, Connecticut, Virginia, Utah, Texas, Oregon, and others — may have similar rights. Contact us using the information below to make a request.

Cookies and tracking

Our website uses cookies and similar technologies to remember preferences, support core functionality, and understand site usage. You can control cookies through your browser settings. Disabling cookies may affect your ability to use certain features of the site.

Security

We use reasonable administrative, technical, and physical safeguards to protect the information we collect, including encryption in transit, access controls, and vendor due diligence. No method of transmission over the internet or electronic storage is fully secure, and we cannot guarantee absolute security.

Children's privacy

Our services are intended for business owners and their authorized representatives. They are not directed to children under 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.

Data retention

We keep the information you submit for as long as necessary to support your inquiry, to comply with legal and regulatory obligations, to resolve disputes, and to enforce our agreements. When information is no longer needed, we securely delete or de-identify it.

Changes to this policy

We may update this Privacy Policy from time to time. The version posted on our website is the current version, and the effective date is shown at the top of this page. Material changes will be communicated through the website or other reasonable means.

Contact us

If you have questions about this Privacy Policy, contact us at hello@powerhousefunding.com or by mail at Powerhouse Funding, 848 Brickell Avenue PH5, Miami, FL 33131.

Questions about this policy? Email hello@powerhousefunding.com or call (786) 971-2872.